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Make 4 interest-free payments with Affirm

When inspiration strikes, say yes with confidence - with Affirm, there are no late fees, service fees, prepayment fees, or any hidden fees

Buying with Affirm is simple

When you're done shopping, select Affirm at checkout.

Enter a few pieces of info for a real-time decision.

Make 4 payments every 2 weeks at affirm.com or in the Affirm app.

Say yes with
confidence

When you buy with Affirm, you always know exactly what you'll owe and when you'll be done paying. You'll never pay a hidden fee - or any fee, for that matter.

Transparent
Affirm tells you up front the total amount you’ll pay. That number will never go up.

Flexible
You choose the payment plan that works for you. Our smart checkout gives you options.

Fair
Affirm won’t charge you late fees or penalties of any kind, ever.

Payment options are offered by Affirm, are subject to an eligibility check, and may not be available in all states. Options depend on your purchase amount, and a down payment may be required. California residents: Affirm Load Services, LLC is licensed by Department of Financial Protection and Innovation. Loans are made or arranged pursuant to California Financing Law license 60DBO-11681.

FAQs

Can I pay off my purchases early?
Yes! There's no penalty for paying early.

How do I make my payments?
You can make or schedule payments at affirm.com in the Addirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.

Does checking my eligibily effect my credit score?
Checking eligibility will not impact credit. If you decide to pay with installments through Affirm, your payments may be reported to credit bureaus.

Can I return an item I bought with Affirm?
Yes - You can return an item you bought with Affirm by initiating the return process with the store.

Do I need a mobile number to use Affirm?
Yes, you'll need a mobile number from the U.S. or U.S. territories. This helps affirm verify it's really you who is creating your account and signing in.

Where can I learn more about Affirm?
You can visit their website affirm.com