Benefits of Having a Dash Cam in the Case of an Auto Accident

If you practice defensive driving and have a bit of luck, you may never have to worry about having a car accident. Still, the National Highway Traffic Safety Administration reports that a motor vehicle accident happens roughly every 60 seconds in the U.S. But, the odds of avoiding a collision forever may not be in your favor.

The aftermath of a car accident can be frustrating. After all, you may have to deal with both an injury and damage to your vehicle. If you want an insurance company to process your accident claim quickly, the many benefits of dash cams are likely to appeal to you.

Can Provide Key Evidence to Support Your Claim

Capturing critical evidence about potential car accidents is one of the more practical reasons to install an aftermarket dash cam on your vehicle. In many places, the driver who causes an accident is legally responsible for paying for the damages of other drivers.

With a 4K UHD dash cam, you create a real-time record of the events and circumstances leading up to and immediately after a crash. The dash cam's video recording may help identify who is at fault for the accident. It may also record weather conditions, lighting, road signs, and other details that are often key in determining fault.

Prevent Insurance Fraud

Insurance fraud continues to be a significant problem in many places around the globe. An unscrupulous driver causes an accident to collect insurance money fraudulently with insurance fraud. If you are the victim of insurance fraud, your insurance rates may skyrocket or worse yet, your insurance company may also decide to drop you as a customer.

If someone is trying to cause an accident, you may have very few options for avoiding a collision. You can, however, fight back. You have recorded the other driver's actions with a dash cam. If it is clear a driver caused the accident intentionally, your dash cam may play an active role in stopping insurance fraud.

Identify Hit-and-Run Drivers

Catching hit-and-run drivers is more complicated than it sounds. Whether a hit-and-run driver collides with your vehicle when you are driving it or slams into your parked vehicle when you are far away, a dash cam may help you and the police identify the driver.

With a 360-degree dash cam, you have a decent shot of recording the driver's license plate. Even if you cannot make out the numbers, you are likely to identify the hit-and-run vehicle's make, model, and color. You may also use your dash cam's footage to determine how the hit-and-run accident occurred.

Expedite Personal Injury Settlements

Before paying car accident claims, insurance companies will often conduct a full investigation to determine how the accident happened and who caused it. While an insurance adjuster may read the official police report, talk to witnesses and examine the damage, the insurance company may need more proof before offering you a settlement.

Dash cams for car accidents provide this proof. If your dash cam clearly shows the accident and its cause, you may not have to wait long for your personal injury settlement. Prompt processing of your accident claim gives you the financial resources to obtain adequate treatment for your injuries.

Additional Evidence from Dash Cam Data

To secure the financial compensation you deserve after an accident,  evidence of the events play a crucial role in helping you obtain compensation. Even if you never have a collision, you may benefit from the data dash cams record. The dash cam documents your good driving habits and may qualify you for a lower insurance rate. 

Having a 360-degree dash cam with live streaming, allows you to show off your driving adventures to your friends or social media followers.

 

Eventually, it is likely all vehicles sold in the U.S. will come with stock dash cams. Until that day arrives, installing a high-quality aftermarket dash cam is one of the best ways to protect yourself during a car accident.